Getting a Mortgage with Bad or Poor Credit
You find the home - I find the loan
Do you have bad or poor credit and are trying to get a mortgage but it's proven to difficult? I can help.
Has your bank declined to finance your mortgage due to you having bruised or poor credit?
The Big Banks in Canada follow a stringent approach to mortgage lending based on credit score and Gross Debt/Total Debt Ratios. Most people in the GTA and Ontario are unaware of the fact that banks are not the only mortgage lenders they can choose from. I can work with alternative lenders who approve borrowers for mortgages regardless of their credit.
Alternative lenders understand that unforeseen life events & decisions made in the past can sometimes harm one’s credit rating. I have helped many peoples who after being declined by their financial institution felt they had no choice but to sell their house.
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